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[Rorschach]

Back on topic (the brainlessness of most current games is so blatant it requires no argument), has anyone figured how much is the racial modifier for armor?

E.g.: the Elf armor shows 25% protection and racial modifier for elves: does it mean other races get the base 25% and elves get a bonus, or do elves get the 25% and other races get a penalty? In either case, how much is the modifier? Unlike damage and chance to hit with weapons, which show an actual modified value, armor doesn't show the modified defense rating.

I'm assuming that the superior defense rating of, say, the Grey Tower armor over the Elven armor would make it a better choice even for elves/moredhels, or are the racial modifiers greater than that?

And now, a bit of a spoiler concerning getting #3 (+15) bless on weapons and armor, as someone asked a while ago:

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Go to the "very convenient" temple located in a major town