I find it odd to use wood in a high wind area as well. Having lived in a town up North which suffers from Cyclones there were strict codes about how a house must be built. Most of the newer houses used steel frame or brick and rebar. We also had laws about stuff in the yard, however we would get a good warning time for a cyclone unlike a tornado to make sure everything was tied down and couldn't be turned into a missile. Personally if I lived around tornadoes I would live underground to be safe.
All I can say is that sucks man and I hope you have a tornado cellar or something to hide in once the house is built.
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