We wouldn't go into recruiting armies or owning lands or anything like that here either, unless we work the characters up to levels 6+.
There are a lot more rules in 3.5 as there are more options. We're keeping things more or less basic for the forum-run game, though. At least until it becomes clear how easy it is to play this way
However,
since PCGen is optimised for 3.5, we'll use 3.5
It'll make life easier for me to set up battles and create items, etc.